diff --git a/sql/catalyst/src/main/java/org/apache/spark/sql/catalyst/expressions/CastUtils.java b/sql/catalyst/src/main/java/org/apache/spark/sql/catalyst/expressions/CastUtils.java
index 700f7e41d2336..a2e427b4a4ce2 100644
--- a/sql/catalyst/src/main/java/org/apache/spark/sql/catalyst/expressions/CastUtils.java
+++ b/sql/catalyst/src/main/java/org/apache/spark/sql/catalyst/expressions/CastUtils.java
@@ -17,19 +17,15 @@
 
 package org.apache.spark.sql.catalyst.expressions;
 
+import org.apache.spark.QueryContext;
 import org.apache.spark.sql.errors.QueryExecutionErrors;
 import org.apache.spark.sql.types.DataType;
 import org.apache.spark.sql.types.DataTypes;
+import org.apache.spark.sql.types.Decimal;
 
 /**
- * Static helpers used by {@code Cast.doGenCode} (and corresponding eval
- * paths) for ANSI overflow-checked narrowing to {@code byte} / {@code short}.
- *
- * <p>Narrowing to {@code int} / {@code long} is handled by calling the existing
- * {@code LongExactNumeric} / {@code FloatExactNumeric} / {@code DoubleExactNumeric}
- * Scala objects directly from codegen (see SPARK-56909). The helpers below
- * cover {@code byte} / {@code short} only, since {@code ByteExactNumeric} /
- * {@code ShortExactNumeric} don't expose a cross-type narrowing API.
+ * Static helpers used by {@code Cast.doGenCode} (and corresponding eval paths)
+ * for ANSI overflow-checked casts.
  *
  * <p>The source and target {@link DataType} objects referenced by the overflow
  * error message are held in {@code private static final} fields so the happy
@@ -47,6 +43,9 @@ private CastUtils() {}
   private static final DataType DOUBLE = DataTypes.DoubleType;
 
   // ----- integral narrowing (ANSI: throw on overflow) -----
+  // byte / short narrowing only; int / long narrowing is handled by calling the existing
+  // LongExactNumeric Scala object directly from codegen (see SPARK-56909). ByteExactNumeric /
+  // ShortExactNumeric don't expose a cross-type narrowing API, so a Java helper is the fit here.
 
   public static byte shortToByteExact(short v) {
     if (v == (byte) v) return (byte) v;
@@ -95,4 +94,22 @@ public static short doubleToShortExact(double v) {
     if (Math.floor(v) <= Short.MAX_VALUE && Math.ceil(v) >= Short.MIN_VALUE) return (short) v;
     throw QueryExecutionErrors.castingCauseOverflowError(v, DOUBLE, SHORT);
   }
+
+  // ----- decimal precision adjustment -----
+  // Mutates the input Decimal in place to avoid the per-row clone() done by
+  // Decimal.toPrecision, since these helpers are called on the per-row hot path.
+  // On overflow, Decimal.changePrecision returns false before writing back any of
+  // decimalVal / longVal / _precision / _scale, so `d` is still in its original
+  // externally-visible state when changePrecisionExact throws -- the error message
+  // therefore cites the original (pre-cast) value.
+
+  public static Decimal changePrecisionExact(
+      Decimal d, int precision, int scale, QueryContext context) {
+    if (d.changePrecision(precision, scale)) return d;
+    throw QueryExecutionErrors.cannotChangeDecimalPrecisionError(d, precision, scale, context);
+  }
+
+  public static Decimal changePrecisionOrNull(Decimal d, int precision, int scale) {
+    return d.changePrecision(precision, scale) ? d : null;
+  }
 }
diff --git a/sql/catalyst/src/main/scala/org/apache/spark/sql/catalyst/expressions/Cast.scala b/sql/catalyst/src/main/scala/org/apache/spark/sql/catalyst/expressions/Cast.scala
index 0611c3e9bfb3b..66501ebe7d5c8 100644
--- a/sql/catalyst/src/main/scala/org/apache/spark/sql/catalyst/expressions/Cast.scala
+++ b/sql/catalyst/src/main/scala/org/apache/spark/sql/catalyst/expressions/Cast.scala
@@ -1097,15 +1097,11 @@ case class Cast(
       value: Decimal,
       decimalType: DecimalType,
       nullOnOverflow: Boolean): Decimal = {
-    if (value.changePrecision(decimalType.precision, decimalType.scale)) {
-      value
+    if (nullOnOverflow) {
+      CastUtils.changePrecisionOrNull(value, decimalType.precision, decimalType.scale)
     } else {
-      if (nullOnOverflow) {
-        null
-      } else {
-        throw QueryExecutionErrors.cannotChangeDecimalPrecisionError(
-          value, decimalType.precision, decimalType.scale, getContextOrNull())
-      }
+      CastUtils.changePrecisionExact(
+        value, decimalType.precision, decimalType.scale, getContextOrNull())
     }
   }
 
@@ -1558,23 +1554,21 @@ case class Cast(
          |$d.changePrecision(${decimalType.precision}, ${decimalType.scale});
          |$evPrim = $d;
        """.stripMargin
-    } else {
-      val errorContextCode = getContextOrNullCode(ctx, !nullOnOverflow)
-      val overflowCode = if (nullOnOverflow) {
-        s"$evNull = true;"
-      } else {
-        s"""
-           |throw QueryExecutionErrors.cannotChangeDecimalPrecisionError(
-           |  $d, ${decimalType.precision}, ${decimalType.scale}, $errorContextCode);
-         """.stripMargin
-      }
+    } else if (nullOnOverflow) {
       code"""
          |if ($d.changePrecision(${decimalType.precision}, ${decimalType.scale})) {
          |  $evPrim = $d;
          |} else {
-         |  $overflowCode
+         |  $evNull = true;
          |}
        """.stripMargin
+    } else {
+      val errorContextCode = getContextOrNullCode(ctx)
+      val castUtils = classOf[CastUtils].getName
+      code"""
+         |$evPrim = $castUtils.changePrecisionExact(
+         |  $d, ${decimalType.precision}, ${decimalType.scale}, $errorContextCode);
+       """.stripMargin
     }
   }